If you are a small salon owner or entrepreneur, you know that a salon is a lot more than hair, nails and primping. It is a serious business venture with serious business problems, and you need to protect yourself and your employees.
Purchasing salon insurance is a great safeguard against any damages and liability that you might incur in the day to day operations of running a salon, such as damage from tanning beds, disgruntled customers and other problems you may run into. But the best way to safeguard your salon is to prevent problems long before they occur. Here are some ways to prevent damages and lawsuits from happening to you and your salon.
When using new equipment, policies or practices, make sure you review all components with your customer. Make sure that they understand and show recognition of any risks, and if they seem irresponsible or oblivious to safety practices, know that you can refuse to give them any type of service until they acknowledge compliance to the safety procedures.
When you have explained any risks or rights that the customer is giving up in order to use equipment or have services given, secure written roof in the form of a contract or release form before you begin the services. It is easy to draw up a short acceptance of policies, and it can go a long way in releasing you from liability if a claim does arise in the future. Make sure to keep all contracts on file for at least six months.
Make sure that your salon equipment is continually maintained and repaired, so you don’t have problems arise from faulty machines. Teach your staff how the machines should work, and to notify you immediately if something does not seem to be working right. If you suspect faulty equipment, take it out of commission immediately, and have it repaired. Do not leave faulty or broken equipment around the salon.
If you find yourself with a notification of a claim against your salon, notify your salon insurance provider immediately, and do not try to remedy the situation yourself. Even if the claim is completely unsubstantiated, you need help from your insurance company to investigate the claims and then decide whether or not those claims are eligible for a monetary settlement.
Making sure that you leave it to the insurance provider to investigate can save you money in future insurance costs and even court costs.
All Franchise Insurance (http://www.allfranchiseinsurance.com/cosmetologyquote.html) offers quotes on salon insurance. Art Gib is a freelance writer.