We don’t often think about the prices we are paying for insurance except when we are initially shopping for it. During economic hard times such as these, though, it may just pay to take a closer look at what you are paying out each month for the various insurance policies you have. One possible way […]
Unfortunately, many backpackers travel insurance policies often fail to cover the activities that backpackers enjoy. Backpacking and many popular backpacking destinations may offer travel and adventure, but not if you are relying on a basic insurance policy for medical care or replacement of belongings.
Standard travel policies effectively place limits on the activities you can […]
What is Long-Term Care? When people consider the subject of long-term care, they often think about nursing homes. In fact, long-term care has little to do with nursing homes. Understanding the difference can help you protect your family and finances.
The Consequences of Living Longer
Long-term care is a continuum of care services and housing […]
In today’s economy we’re looking for every way to lower costs. Insurance is one of those mysterious items with lots of big words and confusing language. Since most of us pay homeowners through our monthly mortgage payment we do not give it much thought. Getting educated on insurance can be very good for your […]
If you are like most people, you do not want to be a burden to your loved ones as you age. As people are now living longer than ever before, many are living until their children approach retirement age. The last thing any parent wants to do is to burden their own children with their […]
I always like to ask my clients, “Will your financial planner be willing to pay your long term care bills, will they have access to good quality Home Health Care Providers?” Many lawyers and advisors are now reluctant to recommend against Long Term Care Insurance for fear of law suits later on, from children, when […]
Reverse mortgages are being used by more and more seniors in an effort to get a loan that does not have to paid back until they move or die, giving them the funds they need to pay for their own long-term care, without relying on family or insurance. It is an incredibly popular practice for […]
Long term insurance coverage is part of a plan leading to a financially stable and safe future in case of a long term care event. However, if you do not have any provisions in place, then you should begin to look into LTC insurance to help make your life, and the lives of your family, […]